See the difference small housing loans speed
personal small loans help provided funding for many of the self-employed, but judging from the actual loan lenders, even if it is the same area, between the different commercial banks, its individual microcredit lenders also have different reactions. Here are secured loans a loan case of network analysis in Fuzhou, from this point of view, commercial bank lending there are significant differences between, business owners can choose more contrast.
individual business owners who do clothing wholesale business Alex because of cash flow problems in urgent need of 500,000 Yuan working capital. Now, there are many commercial banks are pursuing individual micro-credit business, Alex out of time pressing issue, just want to find a bank to lend quickly. So he ran several banks and found, for personal business loan, every commercial bank lending rate are not the same, soon will take three days to lenders, others very slow takes months of time. This is what reason? is also a commercial mortgage loan time difference so big.
found through we know, now with financial markets, market-oriented loan interest rates are gradually, commercial lending services are gradually changing. For small and micro-enterprises and self-employed business loan program more and more, but very common, need to apply for a business loan is basically needed some collateral. Also do not need collateral loan business, but will need to provide security.
depending on the Bank lending requirements, and audit qualification information for lenders, collateral or guarantee information obtained, it takes a certain amount of time, which increases the speed of loan lending. There are banks lending is limited, in the case of quotas is quite high, lending rate will naturally be more slowly.